IRS

Tax-Free Capital To Fund Your Company

RevLIFE®
Revenue Generating Life Insurance®

Your company builds a tax-free asset you control.

Up to 70% of the accumulated cash value from life insurance policies — accessible immediately, tax-free. Life insurance cash value is not considered income. The IRS can't touch it. TSG Consulting shows you how.

📋 Free resource Get Free Bulletin — How RevLIFE® Turns HR Into a Profit Center
Learn More → Visit TSG
For immediate information call 301.781.6570
TSG Consulting — Financial Strategy Consultant
TSG Consulting
RevLIFE® Consulting

"We turn HR from a liability into one of your most powerful financial tools."

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Up to 70%
Immediate access to the Accumulated Cash Value — tax-free.
$0 Tax
Life insurance cash value is not considered income. The IRS can't touch it.
Universal
Every employer with W2 employees has an insurable interest — qualifying you automatically.

RevLIFE® harnesses the power of the accumulated cash value in life insurance policies to generate tax free capital for companies, while simultaneously increasing employee retention. Immediate access to 70% of the Accumulated Cash Value — and thanks to insurable interest established under insurance law, every employer with W2 employees qualifies automatically.

— The RevLIFE® Strategy by The St-Phard Group, LLC
Stakeholder Value

Three stakeholders. One strategy. Zero disruption to existing financial programs.

RevLIFE® is a standalone financial strategy that works alongside your current programs — without replacing any of them.

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Business / CFO

Your company owns the policy and controls ALL accumulated cash value. Up to 70% accessible immediately — tax-free. HR becomes a profit center.

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HR & Finance Leaders

A powerful financial resource for your employees — one that sits entirely outside conventional financial strategy channels. Permanent life insurance structured as a company-owned capital vehicle.

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Employees

Employees are covered with a life insurance policy paid for by the company — at no cost to them.

RevLIFE® — Revenue Generating Life Insurance

The financial strategy that turns HR into a profit center

TSG Consulting pioneered RevLIFE® — sole authorized implementer. It uses permanent life insurance as a capital accumulation vehicle, not a financial programs replacement. This strategy sits entirely outside what conventional financial consultants typically offer.

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Immediate Access — Tax-Free

Up to 70% of the Accumulated Cash Value accessible immediately. Life insurance cash value is not considered income — the IRS can't touch it. Your company controls when and how much.

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Accumulating Asset

Unlike a financial program that expires year after year, RevLIFE® builds a company-owned asset that grows over time — one you control, not a carrier.

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Retention Engine

Employees covered with a life insurance policy paid for by the company. A financial benefit they genuinely appreciate — making them think twice before leaving.

How It Works

The ownership structure that makes RevLIFE® universally available

No high-pressure sales. No carrier lock-in. Just a straightforward process built on established insurance law — your company qualifies automatically.

01

Your Company Owns the Policy

Policy Owner = Your company. Insured = Your employees. This is the legal structure that gives your business control of the Accumulated Cash Value.

02

The Legal Foundation: Insurable Interest

Every employer with W2 employees has an insurable interest in those employees — established insurance law. This is what makes RevLIFE® available to any company with W2 employees.

03

Immediate Implementation

TSG Consulting handles everything: carrier selection, plan setup, employee enrollment, and ongoing management. Your existing programs stay intact — zero disruption.

Curiosity Calculator

See what turnover and cash flow gaps are costing your business

Enter your numbers below. The results might surprise you — and they'll show you exactly why smart business owners are exploring RevLIFE®.

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Case Study

An auto repair shop now offers Short Term Disability and $10,000 Guaranteed Group Life Insurance to their team

Carrier-independent, custom-built by TSG Consulting through RevLIFE® — a financial strategy that turns HR from a cost center into company capital.

Short Term Disability $10,000 Guaranteed Group Life Insurance RevLIFE® by TSG Consulting
Ready to explore what RevLIFE® can do for your business? Book a discovery call →
A $20M government contractor lost everything during a federal shutdown. His own words: "If my 150 employees had been covered under RevLIFE®, my company would have survived."
— Government Contractor, 150-employee firm
Ready to Get Started?

Turn your HR department into a profit center

Book a 30-minute discovery call with TSG Consulting. We'll show you exactly how RevLIFE® can generate tax-free capital for your business while keeping your best people.

Learn More — Book a Call → Visit TSG
For immediate information call 301.781.6570